Insurance and Financing Options

Transparent pricing, flexible payment plans, and a wide range of accepted insurance carriers, all explained upfront.

Dental insurance and financing documents with calculator and pen

Straightforward Financing for Every Budget

Insurance Plans We Accept

We work with most major dental insurance plans, and if you’re ever unsure about your coverage, our team will reach out to your insurance company directly to help maximize your benefits. Our preferred providers include the following carriers.

aetna Ameritas Assurant Cigna Geha Delta Dental Guardian Humana MetLife Argus Careington CSEA Emblem Health Empire United Concordia united Healthcare Principal DHA

HMO plans are not accepted at this time.

Not Sure About Your Coverage?

Flexible Ways to Pay for Treatment

CareCredit Financing

CareCredit is an option to help you spread the cost of treatment out over monthly payments, so you’re not stuck paying the full amount upfront. Several plans are available depending on the amount financed and the payment timeline that works best for your budget.

Schedule Your Appointment Online

Ready to move forward with treatment? Book your visit with Metropolitan Dental Arts online, and reach out with any financial questions along the way.

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 Frequently Asked Questions About Insurance and Financing

What insurance plans does Metropolitan Dental Arts accept?

We’re in-network with a wide range of dental insurance carriers, including Aetna, Cigna, MetLife, Guardian, Delta Dental, Humana, and several others. HMO plans are not currently accepted.

What if my insurance isn’t on your accepted list?

Reach out to our office. We’ll contact your insurance company directly to confirm your coverage and help you understand what’s covered before treatment begins.

Do you offer payment plans for treatment not covered by insurance?

Yes. We offer financing through CareCredit, which lets you spread the cost of treatment into monthly payments rather than paying the full amount upfront.

Will I know the cost of treatment before it begins?

Yes. We’re upfront about treatment costs from the start and won’t surprise you with hidden or added fees once treatment is underway.

What payment methods do you accept?

We accept all major credit cards, cash, and checks, along with financing through CareCredit and LendingTree.

Do you accept United Healthcare?

We accept United Healthcare, though this does not include the Community plan. Contact our office if you’re unsure whether your specific plan applies.

How do I apply for CareCredit financing?

Our front desk team can walk you through the application process before or during your visit, so you can begin treatment sooner rather than waiting until you can pay in full.

Who do I contact with questions about my bill or coverage?

Give our Williamsburg office a call with any financial questions. We’re happy to help you understand your coverage, your bill, or your payment options before or after your appointment.

New Patients and Emergency Appointments Welcome